Product Lineup
HIGH-PERFORMANCE NON-QM
Products engineered for the diverse needs of your clients nationwide.
DSCR
"Precision lending for income-driven investments."
- Loans up to $4M
- Up to 85% LTV
- No personal income verification required
- Short term rentals allowed
BANK STATEMENT
"Built for consistent cash-flow borrowers."
- Loans up to $3.5M
- Up to 90% LTV
- 12 or 24 months review
- Personal or business bank statements
ALT-DOC
"Alternative income solutions for self-employed and unconventional borrowers."
- 1099 Only, P&L, and more
- Up to 85% LTV
- Owner Occ. & NOO
ASSET DEPLETION
"Convert assets into income instead of using traditional income."
- No DTI required if assets cover 125% of the loan
- Can be layered in to increase qualifying income
- Use up to 100% of assets ÷ 84
FULL-DOC
"For clients with strong documentation but unique financing needs."
- Flexible options for unique scenarios
- Purchase, R/T refi, cash-out
- Owner Occ. & NOO
MULTIFAMILY
"High-capacity financing for scaled portfolios."
- 5-8 Unit Properties
- DSCR Qualification
- LLC Vesting OK